Bring your own corporate cards — any bank. Every plan includes automatic sync, AI coding, and receipts. Every seat is billed, with no minimum. Request access to get started.
For small teams getting started
plus a $500/yr platform fee
By request
For teams on Sage Intacct or QuickBooks
plus a $2,500/yr platform fee
By request
| Feature | Starter | Professional | Enterprise |
|---|---|---|---|
| Cards & Connections | |||
| Bring your own cards — any bank via Plaid | |||
| Plaid bank/card connections | 3 accounts | Unlimited | Unlimited |
| Sync-health monitoring | |||
| Transaction Coding | |||
| Manual GL coding | |||
| Quick codes | |||
| Coding rules | 10 rules | Unlimited | Unlimited |
| AI categorization suggestions | |||
| AI auto-apply with autonomy controls | |||
| Dimensions | |||
| GL Account + 2 dimensions | |||
| All 10 Sage Intacct dimensions | |||
| Custom dimension labels | |||
| Receipts | |||
| Receipt upload + OCR | |||
| Email receipt forwarding | |||
| Auto-match to transactions | |||
| Approvals & Policies | |||
| Single-level approval | |||
| Multi-level approval chains | |||
| Expense policies | Basic | Advanced | Advanced |
| AI Policy Agent | |||
| ERP Integration | |||
| CSV export | |||
| Sage Intacct sync | |||
| QuickBooks Online sync | |||
| Real-time bidirectional sync | |||
| Analytics & Reporting | |||
| Dashboard + basic charts | |||
| Custom reports | |||
| Scheduled reports | |||
| Anomaly detection | |||
| Organization | |||
| Users | Up to 50 | Unlimited | Unlimited |
| Roles | Admin + Member | Custom roles | Full RBAC |
| Multi-entity | |||
| Audit log | |||
Every member of your organization is billed as a seat — there's no minimum seat count and no distinction between active and inactive users. Add or remove a member and your seat count, and next invoice, changes accordingly.
No. Summit Spend is not a card issuer or a bank — it works with the corporate cards your organization already has. Connect them from any bank via Plaid and keep your existing rewards and banking relationships.
Request access and our team sets up your organization directly — there's no self-serve signup. We'll get you onto Starter or Professional so you're syncing and coding transactions from day one.
Yes. Annual billing lowers the platform fee on every paid plan, and on Professional it lowers the per-seat rate too. The exact savings vary by plan — see the pricing above for the current numbers.
Absolutely. Upgrade or downgrade at any time from your billing settings. Upgrades take effect immediately, and downgrades take effect at the end of your current billing period.
Yes. QuickBooks Online sync is included on Starter and up; Sage Intacct sync requires Professional or Enterprise. Either way, sync connects to your existing instance via OAuth — Summit Spend does not resell ERP licenses.
Request access and we'll set you up with full Professional features.